Honest help to get your loan sanctioned.
Rasik Patel (Sarkar) has spent more than 20 years in finance. Tell him what you need, and he will match you with the right bank and follow your file through to disbursal.
- 20+years in the finance sector
- 7kinds of loans arranged
- 1person handling your file
Loans we arrange
As a bank DSA (direct selling agent), we match what you need with a bank that fits your profile, and do the paperwork with you from enquiry to disbursal.
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Ask about home loans
Home loan
Buy, build or extend your home, with an EMI planned around your income.
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Ask about personal loans
Personal loan
For family needs, medical bills, travel or a wedding.
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Ask about business loans
Business loan
Working capital and expansion funds for shops, firms and traders.
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Ask about property loans
Loan against property
Raise funds against a house or shop you own, while you keep using it.
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Ask about car loans
Car loan
Finance for a new or used car, with the terms explained before you sign.
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Ask about student loans
Student loan
Education loans for study in India or abroad, including help with the co-applicant's documents.
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Ask about balance transfer
Balance transfer
Shift an existing loan to a bank with better terms, which can bring your EMI down.
From first call to disbursal
Tell us what you need
Call or WhatsApp with the loan type and the amount.
Get your document list
We tell you exactly what to collect, and check it before anything is filed.
Pick the bank
We suggest the lender that suits your income, profile and timeline.
We file and follow up
We submit the application and keep following it up with the bank.
Sanction and disbursal
You get the sanction letter, and the bank releases the funds as per its process.
Work out your monthly EMI
Type the numbers or drag the sliders. The result updates as you go.
An estimate only. The bank decides the final rate, fees and EMI after checking your profile.
Documents to keep ready
A typical list to start with. Each bank asks for slightly different papers, so we will give you the exact list for your case before you collect anything.
For every applicant
- PAN card
- Aadhaar card
- Recent passport-size photographs
- Current address proof, such as an electricity bill or rent agreement, if it differs from Aadhaar
Salaried
- Salary slips for the last 3 months
- Bank statement of your salary account for the last 6 months
- Form 16 or income tax returns for the last 2 years
- Employee ID card or appointment letter
Self-employed and business
- Income tax returns with computation of income for the last 2 to 3 years
- Balance sheet and profit and loss statement, CA-certified where the bank asks
- Bank statements of current and savings accounts for the last 6 to 12 months
- Business proof such as GST registration, Udyam certificate or shop licence
Home loan and loan against property
- Sale agreement or allotment letter
- Title documents and the chain of previous property papers
- Approved building plan and NOC from the builder or society
- Latest property tax receipt
Car loan
- Proforma invoice or quotation from the dealer
- For a used car, the RC copy and insurance of the vehicle
Student loan
- Admission letter and fee structure from the college
- Mark sheets of previous studies
- Co-applicant's KYC and income documents
- Passport and visa papers for study abroad
Balance transfer
- Sanction letter of your existing loan
- Loan account statement showing the last 12 months of repayments
- Foreclosure or outstanding letter from your current bank
Sat sewa means honest service
Sat Sewa Group is run by Rasik Patel (Sarkar), a bank DSA with more than 20 years in the finance sector. Every enquiry gets a straight answer on what is possible, which documents are needed and how long it can take.
Rasik Patel (Sarkar)Bank DSA, Ahmedabad
- A straight answer firstYou know early whether the loan is possible, before you spend time on paperwork.
- One person, start to finishThe same person handles your file and answers your calls, from enquiry to disbursal.
- Follow-up with the bankWe keep in touch with the bank so you are not left waiting without news.